In health insurance terms, who are dependents?

Dependents in health insurance refer to family members who are covered under the policyholder's insurance plan. This typically includes spouses, children, and sometimes other relatives, depending on the policy's terms. By covering these individuals, the insurance plan offers financial protection and access to healthcare services, allowing policyholders to secure medical care for their family members.

Other options do not accurately reflect the definition of dependents in this context. For example, individuals who are not financially tied to the policyholder do not qualify as dependents, nor do healthcare workers insured by the plan or members of the insured's employer who are not covered by the policy. Thus, the correct understanding of dependents centers around family members who are part of the insurance coverage, highlighting the importance of support in health insurance contexts.