What is the main function of Medicare Part B?

The main function of Medicare Part B is to help pay for physician services, including doctor visits, outpatient care, preventive services, and some other types of health care. It is part of the Medicare program designed to cover medically necessary services and supplies that are essential for individuals' health.

Medicare Part B typically involves a monthly premium and covers a variety of services that are provided outside of hospital settings. This might include lab tests, certain home health services, and durable medical equipment. It plays a crucial role in ensuring that beneficiaries have access to necessary outpatient care, which is essential for managing chronic conditions and overall health maintenance.

Other options, like providing coverage for hospital stays or offering additional hospital insurance, are associated with different parts of Medicare, namely Part A and supplemental plans. Comprehensive medical insurance would involve a broader range of services and coverage levels than what is specifically covered under Part B, which focuses primarily on outpatient care and physician services.