What type of injuries are typically covered under workers' compensation?

Workers' compensation is designed specifically to provide financial and medical benefits to employees who suffer from injuries or illnesses that occur as a direct result of their job. This coverage includes both physical injuries, such as those caused by accidents in the workplace, and occupational diseases that develop over time due to exposure to harmful substances or repetitive stress.

The focus of workers' compensation is on job-related incidents, which means that injuries must be connected to the employee’s work duties. This ensures that workers are protected while they perform their tasks and that they have a safety net when adverse events related to their job do occur. Thus, the correct answer emphasizes that workers' compensation covers a range of injuries and illnesses that employees sustain as a direct result of their work activities, which ensures that they receive appropriate care and compensation.

In contrast, injuries that occur during personal time or those that are not related to the workplace are typically not covered, as they fall outside the scope of the workers' compensation system.