Which of the following groups typically qualifies as dependents in health insurance?

In health insurance, dependents are typically defined as individuals who rely on the primary policyholder for financial support and coverage. Children and spouses are the most common dependents included in health insurance plans. This inclusion is based on the premise that they often have a legal and familial relationship with the policyholder, which justifies their coverage under the same plan.

Children can include biological, adopted, or stepchildren and usually remain covered until they reach a certain age, often 26 years in many plans. Spouses are also explicitly included under most family health insurance policies, ensuring that families can stay on the same plan and share healthcare resources.

While other choices may seem plausible, they do not align with the typical definitions and regulations governing dependents in health insurance. Adult siblings, parents, and unrelated roommates do not usually qualify as dependents, as they do not fit the conventional criteria of those who rely on the policyholder for healthcare coverage.