Which of the following statements best describes the purpose of workers' compensation?

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The purpose of workers' compensation is specifically designed to provide coverage for work-related injuries. This system is in place to support employees who sustain injuries or illnesses as a direct result of their job duties. Workers' compensation benefits typically include medical expenses, rehabilitation costs, and a portion of lost wages for the period of recovery.

This safety net not only protects employees by ensuring they receive necessary medical care and financial support during their recovery but also benefits employers by limiting their liability for workplace injuries. It creates a no-fault environment where employees can receive benefits without needing to prove that the employer was negligent, thus simplifying the process for both parties involved.

In contrast, other options imply different aspects that are not the primary intention of workers' compensation. For instance, job security is not the focus of workers' compensation, nor does it cover personal injury lawsuits which typically involve claims outside of workplace injuries. Additionally, while workers' compensation does address employer liability to some extent, it does not imply they are liable in all situations. Therefore, describing workers' compensation as a means to provide coverage for work-related injuries accurately captures its essential purpose.

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