Who does CHAMPVA provide insurance for?

CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs) is specifically designed to provide health insurance coverage for the spouses and children of veterans who have been rated by the Department of Veterans Affairs as having a permanent and total service-related disability. This program fills the gap in healthcare coverage since certain veterans might not be able to access full benefits through other channels, particularly for their dependents.

The primary reason that option C is the correct answer is that it directly addresses the target group for CHAMPVA, which is veterans with service-related disabilities. This program is intended to ensure that the families of these veterans have access to necessary healthcare services.

While the other options may relate to different groups within the military and veteran communities, they do not align with the specific intent of CHAMPVA, which focuses on supporting those whose service-related disabilities impact their overall health and the well-being of their dependents.