Workers' compensation coverage varies by which of the following factors?

Workers' compensation coverage is influenced primarily by location and type of employment. Each state in the U.S. has its own laws and regulations governing workers' compensation programs, leading to variations in coverage based on local legislation. For instance, some states may offer more extensive benefits or different coverage requirements than others. Additionally, the type of employment—such as whether the job is in healthcare, construction, or office work—can also dictate the terms of the workers' compensation coverage. High-risk jobs often come with different coverage needs and regulations than lower-risk positions, making this factor crucial in determining how workers' compensation is structured and implemented across various sectors and regions.